Buy Here Pay Here
Buy a Car with Credit Challenges at Dann's Discount Auto Sales
Have you been dealing with speed bumps on your path to buying a car? You may have been through bankruptcy, had your car repossessed or have been late with your payments and as a result, have a low credit score. But that doesn't mean you can't get the used car, truck or SUV that you need to earn a living and rebuild your credit. At Dann's Discount Auto Sales in Visalia, Tulare and Hanford, we specialize in helping people overcome financial issues from the past to help you get back on your feet. Here are some common questions we hear to explain how we can help you.
FAQ
What kind of financing do you offer?
We have a variety of financing options available. Our specialty is a form of in-house financing called Buy Here Pay Here and that allows us to work with people from a wide variety of credit backgrounds. Whether you have good credit, bad credit or no credit at all, we can get you approved.
What is Buy Here Pay Here?
Buy Here Pay Here is a phrase used to describe financing directly through our dealership. Instead of depending on banks and other outside lenders, we can loan you the money you need directly so you can buy a vehicle from our inventory. A Buy Here Pay Here dealership like ours is geared for people who need subprime lending. This approach to lending involves more contact between you and our dealership to help make sure you stay on track with your payments. That healthy line of communication is just what you need to help you pay off your vehicle on time and rebuild your credit.
Do you work with buyers without Social Security numbers?
Yes! Our team works with many customers who may not have a social security number, but do have an Individual Taxpayer Idenitifcation Number (ITIN). With other dealerships, establishing and building credit can be a challenge. Work with Dann's Discount Auto Sales to let us help!
Do you work with first time buyers?
Yes! Since first time buyers often do not have established credit, they may have difficulty financing at other dealerships. Dann's Discount Auto Sales can help build your credit!
How can you help me rebuild my credit?
A key way we can do that is by reporting your timely payments to the credit bureaus. That makes sure that while you're paying off your vehicle, the credit bureau is being properly notified and anyone else can see it as well. Some other Buy Here Pay Here dealerships keep this information to themselves so you’re stuck having to depend on them for your financing.
We inform you ahead of time of the different things that can affect your credit score and how you can take back control. We'll send you frequent reminders with every payment and maintain constant communication to keep you on track in building good credit.
Reach Out To Us!
You can reach out to us by phone or in person to ask any other questions you have. We can help you if you're a first time car buyer and we'll be happy to accept your trade-in vehicle to make buying easier. Allow us to help you get your credit back on track at Dann’s Discount Auto Sales in Visalia, Tulare and Hanford.
Contact Our Team
No matter your unique situation, the team at Dann's Discounts Auto Sales has experts to assist you find a car that you can comfortably afford. Choose to call any of our three California dealerships, and we can talk you through your options!
